At 45, while in Lisbon, I found myself in intensive care and learned about my congenital anaphylaxis.
Among my concerns were mercantile ones: what were the chances that my kids and family would receive trustworthy data about all of my assets and capital? And what about real and legal access to them?
I’d spent two years of my life creating the Owner.One repository and became its client. Unexpectedly, my own real crisis put it to the test.

My husband had set up Owner.One for me and our family, but by the time we were in Lisbon, I had already forgotten about it.
Suddenly, my phone vibrated. Inside Owner.One, a whole new world opened before me: detailed information about accounts and businesses in different countries, companies, a copy of the international will, the location of the original, and other details.
It felt as thrilling as a movie about the future. Yan’s phone was locked away in the hospital storage. The repository itself had detected the crisis situation and begun to act.

I have brokerage and banking accounts, real estate, securities, companies, and businesses. Telling my family about them in advance makes no sense - they wouldn’t remember anyway.
In Owner.One, I set up crisis triggers: if something happens, my family will automatically receive all the details about my assets - where, what, how much, the key nuances, plus the text of my will to secure their legal rights.
The key point is that the notification is sent automatically. No one can interfere with it or distort the information.
For a long time, I wondered whether we really needed the repository. But my family’s reaction showed how deeply this question worried them. They have simply been avoiding it.

WealthTech is one of the world’s largest yet least visible financial markets, with client pains measured in trillions of dollars.
The most difficult problem is the loss of capital within families during the transfer of asset data and ownership rights from one hand to another.
We became co-investors in Owner.One because the product offers clients a reliable and thoroughly designed toolkit to solve these problems.
In the functionality and mechanics of the repository, it’s clear that its creators play on the same team as their clients.

We didn’t expect the explosive interest in the Penguin Analytics report, but it has already reached 50,000 copies worldwide. Over 1.5 years, we surveyed 13,500 families with capital ranging from $3M to $100M across 18 countries.
The countries, family structures, and sources of wealth varied, yet most of the problems were the same. Too often, assets fail to reach successors because of breakdowns in the capital information transfer chain or data gaps.
Insights and statistics from thousands of families can help protect your family from the risk of losing capital and assets.

I'm not willing to store my asset information in “someone's garage.” But repository itself has no access to the data: it's all encrypted on my device and stored on my own server.
I can view the documents and data on my server through my repository account. Or I can access the server directly by entering my unique numeric combination in a web browser on any computer.
If I decide to switch to another repository, I won’t become an ‘information hostage’: all the data belongs to me and remains on my server.
Owner.One is not a crypto service, but its security level matches what I am used to in my own market.

Initially, I used the repository to maintain digital control over my offline infrastructure: the family office, advisors, managers, bankers, and others responsible for safeguarding my assets.
Everything changed with the introduction of the International Will and Testament. I have assets in four countries: accounts, offshore structures, securities, and real estate.
I replaced the annual hassle of drafting wills in different countries with the International Will and Testament service from Owner.One. Over time, I got used to the other functions of the repository as well.

It used to take a lot of my time managing our family’s assets and capital together with my husband. Previously, I thought it was the only way to make sure nothing would be lost in case of force majeure.
There are many examples around us where wives and children lost everything—or most of it—after a crisis: assets, money, lifestyle, social status. The repository covers the main fears of any spouse: where are the family’s assets, and what exactly should be done?
I persuaded my husband to open an account in the repository. Over time, he began using many of its day-to-day functions as well, which help keep everything in order.

Our family knows: if a crisis or trouble occurs, Owner.One will be our main ally and assistant. Its algorithms and AI will provide us with data about companies, accounts, securities, and other assets not yet known to us.
Other functions — like the tax residency calendar, KYC and source of wealth services, and document inventory — we use every day.
My sister, brother, mother, and some other relatives are members of our father’s account. Recently, I got married and opened a repository account for my own family.